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Effective as of: 03-01-2017
Account Fees
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The following fees may be assessed against your account and the following transactions, if any, apply to your account.
Personalized Debit Card$15.00
Replace Lost ATM/Debit card$5.00
Balancing Fee (per hour)$20.00
Research Fee (per hour)$25.00
Replace Lost Credit Card$5.00
Copy of Statement/Account Printout (each)$3.00
 
An account is considered dormant if for 12 months no withdrawals or deposits, other than credited dividends, have been made to the account and the balance in the account is less than $500.00. The fee for a dormant account is $15.00 per quarter.
Early withdrawal on Share Certificates will equal 365 days dividends on the amount withdrawn.
Home banking account is considered inactive if for 6 months it has not been used. The inactive home banking account will be closed.
Garnishment/Levies$50.00
Money Order/Cashier Check$3.00
Return Mail/Statements (monthly)$5.00
Each share withdrawal in excess of 3 per quarter (unless balance of $500.00 in any account or have a checking account)$2.00
Check Cashing (non-members)$3.00 per $100.00
Domestic Incoming and Outgoing Wire Transfer$15.00
Counter Checks (first eight free)$3.00 per eight checks
Notary Service (non-member)$5.00
Coin Counting (non-member)10% or $10.00 minimum
Mortgage Payoff to Lender$10.00
Verification of Deposit$10.00
Gift Card (each)$2.50
CU Money Card$3.95
Bill Payer (per month)FREE
Bill Payer Stop Pays (each)$23.00
Bill Payer Copy of Check (each)$10.00
Bill Payer Overnight Check$15.00
Bill Payer Same Day (electronic)$10.00
A2A$.50 (ea.)
Popmoney (send 3 day delivery)$1.00 (ea.)
Popmoney (send next day delivery)$2.00 (ea.)
Popmoney (request 3 day delivery)$1.00 (ea.)
Popmoney Stop Pay$23.00
Common Fees for Checking Accounts
Copy of Check/by fax$3.00
Deposit Item / ACH Originated Returned (each)$4.00
Overdraft (ATM/Debit Card)$23.00
Check Overdraft (ea. debit or draft paid) $0 to -$5 (negative balance)$13.00
Check Overdraft (ea. debit/draft paid) -$5.01 and up (negative balance)$23.00
Check Non-Sufficient Funds Item (ea.) $0 to -$5 (negative balance)$13.00
Check Non-Sufficient Funds Item (ea) -$5.01 and up (negative balance)$23.00
Courtesy Pay Overdraft Fee (ea) $0 to -$5 (negative balance)
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$13.00
Courtesy Pay Overdraft Fee (ea) $-$5.01 and up (negative balance)
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$23.00
Stop Payments (all items)$23.00
 
Regular Checking
Minimum balance fee below $250.00$5.00 monthly
Security fee (on certain checking accounts)$1.99 monthly
ATM per transaction fee in excess of 6 per month$1.00
 
Value Checking
Must have direct deposit or mortgage loan with SFCU
Monthly maintenance charge$0.00
Security fee$1.99 monthly
ATM per transaction fee in excess of 6 per month$1.00
 
Student Checking
Monthly maintenance charge$0.00
ATM per transaction fee in excess of 6 per month$1.00
 
Elite 55 and Military Freedom Checking
Monthly maintenance charge$0.00
Security fee$1.99 monthly
Check printing (Monarch style)FREE
ATM withdrawal fee$0.00
 
Rewards Checking
Must have a $25,000 certificate with SFCU
Monthly maintenance charge$0.00
Security fee$1.99 monthly
Check printing (Monarch style)FREE
ATM withdrawal fee$0.00
 
Affordable Checking
Monthly maintenance charge$1.99 monthly
Security fee$1.99 monthly
ATM per transaction fee in excess of 6 per month$1.00
ATM/Debit Card fee$1.00 monthly
 
E-Checking
Monthly maintenance charge$3.99 monthly
Security fee$1.99 monthly
ATM per transaction fee in ex$1.00
Check debit fee$1.00 each
 
Non-Profit Checking
Monthly maintenance charge$0.00
ATM per transaction fee in excess of 6 per month$1.00
 
Small Business Checking
Minimum balance fee below $250.00$5.00
ATM per transaction fee in excess of 6 per month$1.00
 
Premier Business Checking
Monthly maintenance charge$5.00
ATM per transaction fee in excess of 6 per month$1.00
Debits - checks written (ea)$.15
Currency per thousand$.50
Coin per roll$.05
 
A Checking account is considered inactive if for 6 months no withdrawals or deposits, other than credited dividends, have been made to the account. The fee for an inactive checking account is $5.00 per month
 
Safe Deposit Box Rental Fees
3 x 5 Box$20.00
3 x 10 Box$35.00
5 x 10 Box$45.00
10 x 10 Box$75.00
Drilling Fee$150.00
Replacement Key$10.00
Late Fee$5.00 monthly