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Effective as of: 04/01/2018
Loan Rates
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Loan TypeAPR
2016 - 2018 Vehicles, and Motorcycles (**Special Terms)*3.25% - 8.75%
2015 - 2018 Vehicles, Motorcycles and Boats*3.50% - 9.00%
2014 Vehicles, Motorcycles and Boats*4.25% - 9.75%
2013 Vehicles, Motorcycles and Boats*4.50% - 10.00%
2011 - 2012 Vehicles, Motorcycles and Boats*4.75% - 10.25%
2009 - 2010 Vehicles, Motorcycles and Boats*5.00% - 10.50%
2008 Vehicles, Motorcycles and Boats*5.25% - 10.75%
2006 - 2007 Vehicles, Motorcycles and Boats*6.00% - 11.50%
2004 - 2005 Vehicles, Motorcycles and Boats*7.50% - 13.00%
 
Extended Terms on Boats and Campers
2015 - New (80% MSRP/NADA, Minimum loan amount $15,000)Add 3% to rates above
2010 - 2014 (90% NADA Retail, Minimum loan amount $10,000)Add 2% to rates above
 
Non-Titled Collateral
2008 - New (100% MSRP/Value)Add 2% to rates above
2004 - 2007 (100% MSRP/Value)Add 2% to rates above
 
Loan TypeAPR
Personal*14.00% - 18.00%2
Line of Credit / Overdraft Protection17.00%
Rewards Visa Credit Card
Disclosure
9.49%
Share Certificate secured loan rates, add 3% above current annual percentage yield.
** Special terms apply, please call (402) 494-2073
 
*Risk Based Lending
  • Lowest rate listed above is for credit score 700 and above, an active checking account with Siouxland Federal Credit Union and payment deducted from an account at Siouxland Federal Credit Union.
  • Credit score 641 to 699, add 1% to the lowest rate quoted.
  • Credit score 621 to 640, add 2% to the lowest rate quoted.
  • Credit score 620 and below, add 4% to the lowest rate quoted.
  • For an extended term, add 1% to the lowest rate quoted.
  • For a coupon book payment, add .50% to the lowest rate quoted.
  • For an ACH payment, add .25% to the lowest rate quoted.
(All scores are based on the Empirca scoring model from TransUnion.)
 
All rates and terms are subject to change.
  • Rates listed do not apply for commercial vehicles
  • Applicable rates